Category Archives: Retirement

Are Pension Plans Good Ways to Save for Retirement? Part 2: The Company Perspective

Originally posted on The Small Investor:
In the first post in this series, Are Pension Plans Good Ways to Save for Retirement, Part 1, we looked at both pension plans and 401k plans and compared both the benefits and dangers of each.  This time we’ll look at pension plans from a company perspective. Let’s say that you own a large company…

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Are Pension Plans Good Ways to Save for Retirement? Part 1: Comparing the two plans

Originally posted on The Small Investor:
I was reading an article from the one percenter on pension plans and thought that more should be said on the subject.  Defined benefit pension plans are often highly coveted, while 401k plans are seen as less generous and risky.  After all, in one case you are guaranteed a certain income or lumped sum, while in…

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What Are Annuities?

After diligently working and tucking away savings, you are thinking about retiring. However, are you sure you have enough money to last for the rest of your life? If you are in good health and longevity runs in your family, then outliving your savings is a very real possibility. Imagine having to move in with your children or grandchildren, or

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