Category Archives: Retirement

Is a Roth 401k Better than a Traditional 401k?

Originally posted on The Small Investor:
We’ve all heard the conventional wisdom.  If you have an old, stodgy traditional IRA you should convert to a snazzy new Roth IRA.  There is now even a new Roth 401k.  Sure, you’ll need to pay all of the taxes since the money was initially invested tax-deferred and the conversion requires that the taxes…

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Are Pension Plans Good Ways to Save for Retirement? Part 2: The Company Perspective

Originally posted on The Small Investor:
In the first post in this series, Are Pension Plans Good Ways to Save for Retirement, Part 1, we looked at both pension plans and 401k plans and compared both the benefits and dangers of each.  This time we’ll look at pension plans from a company perspective. Let’s say that you own a large company…

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Are Pension Plans Good Ways to Save for Retirement? Part 1: Comparing the two plans

Originally posted on The Small Investor:
I was reading an article from the one percenter on pension plans and thought that more should be said on the subject.  Defined benefit pension plans are often highly coveted, while 401k plans are seen as less generous and risky.  After all, in one case you are guaranteed a certain income or lumped sum, while in…

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