Welcome to the One Percent Finance Gold IRA company review page! We have organized our reviews of the top rated Gold IRA companies based on the main comparison points across this industry as a whole – with full transparency, highlighting the fine print. We found that the important information is often difficult to find or missing. We’ve done the digging for you. Continue reading below for valuable information about Gold IRA’s and how you can benefit from Precious Metals investing.

Best Gold IRA Company Reviews

Rank	Company	Logo	BBB	Trustlink Reviews	Minimum Investment	Annual Fees	Full Review
1	Noble Gold		A 0 Complaints	5 Stars 55 Reviews	$2,000	First Year Waived	Read Review
2	Birch		A+ 1 Complaint	5 Stars 49 Reviews	$10,000	Waived After $50,000	Read Review
3	Augusta		A+ 2 Complaints	5 Stars 224 Reviews	$1,500	First Year Waived	Read Review
4	Blanchard		A+ 2 Complaints	1 Star 1 Review	Unlisted	Variable	Read Review
5	Goldco		A+ 3 Complaints	5 Stars 215 Reviews	Unlisted	Waived After $25,000	Read Review
6	GoldSilver		A+ 6 Complaints	5 Stars 3 Reviews	No Minimum	Variable	Read Review
7	Monex		A+ 8 Complaints	4 Stars 40 Reviews	Unlisted	Variable	Read Review
8	Apmex		A+ 32 Complaints	5 Stars 1 Review	No Minimum	Variable	Read Review
9	Lear Capital		A+ 36 Complaints	0 Stars 320 Reviews	Unlisted	Variable	Read Review
10	JM Bullion		A+ 93 Complaints	0 Stars 0 Reviews	No Minimum	Variable	Read Review

We’ve spent many hours reading customer testimonials, reviews and complaints for each company and distilled our findings into this one page – saving you days, weeks or even months of research. With this information, you can make an educated decision using the following key points:

• Better Business Bureau reputation (bbb.org)
• Trustlink reviews (trustlink.org)
• Business Consumer Alliance (BCA) rating (http://www.checkbca.org/)
• Any Rip Off Report complaints (ripoffreport.com)
• Consumer Affairs rating (consumeraffairs.com)

We also use these variables in the ranking:

• Annual fees
• Minimum investment
• Storage type
• Customer service
• First time Gold IRA friendly
• Educational value
• History & expertise in Gold IRA’s
• Online presence with clear information of services and organization
• Easy online IRA setup (or not)

Our top rated Gold IRA Company

Company: Noble Gold Investments

Our Opinion: Noble Gold’s specialty is almost entirely on Gold / Precious Metal IRAs. With this kind of focus, you can expect a tailored action plan for your unique financial situation. Noble thrives on educating customers, offers no- pressure service and is a first-time Gold IRA friendly company. Noble pays the storage fees for you for the first year, and offer a low flat-rate fee for subsequent years. Read full review here

The One Percent would like to congratulate you on taking a vested interest in Precious Metals as an alternative retirement investment. You are probably here because you’re searching for the best Gold IRA company for your IRA rollover. If you are not familiar with what a Precious Metals IRA (also often referred to as a Gold IRA) is, continue reading below.

If you have been searching for ways to protect your wealth and retirement in today’s uncertain economic times, you have come to the right place. Like many ultra high net-worth individuals, world banks and governments, we believe that Gold and Precious Metals are one of the best investments you can make today as part of a well diversified portfolio. We launched this section of our website to highlight the fact that one of the safest and most efficient ways Americans can invest in physical precious metals is to convert part of their IRA, 401k, Annuity or other retirement plans to a physical gold backed IRA….TAX FREE (often called a Gold IRA rollover).

Gold – A Method of Wealth Preservation

We believe in the timeless strength and beauty of gold and silver as a method of wealth preservation for 3 simple reasons:

• Protection – Gold is a physical & tangible asset that cannot be created by man or printed by the government.
• Liquidity – Gold is recognized as a currency worldwide and can be converted to any cash currency quickly.
• Diversification – Reduce the overall risk of your retirement portfolio with this tangible asset and protect yourself against inflation.

We recommend gold and silver because One Percenters invest in them. You are likely here because you are doing your due diligence on the BEST Gold IRA companies. We don’t blame you. We know how important this is to you. That is why we created this section on our site. We encourage you to spend the time to read the Gold IRA company reviews below.

Why Gold Now?

“Anyone who gets educated and takes action, will have massive amounts of wealth transferred towards them instead of away from them”

What is a Gold IRA?

A Gold IRA is very similar to a traditional IRA (Individual Retirement Account) that provides you with certain tax advantages. The main differences are that it is self-directed, and it allows ownership of physical precious metals.

With a Gold IRA, your retirement funds are no longer limited to paper-backed assets such as mutual funds, stocks or bonds.

Why is a Gold IRA Rollover better than buying Gold the old fashioned way?

While most savvy investors understand the benefits of investing in precious metals like gold, silver, platinum and palladium, not everyone has tens of thousands of dollars sitting around in cash that would allow them to buy it directly. Even if you did have large sums of cash ready to buy gold with from a dealer, that’s after-tax money; your net capital that’s left after the tax man gets his cut of your gross income. That’s why the Gold IRA has become very popular.

Many people do have a larger amount of investable funds in their IRA or 401k. You can rollover your funds into a Gold IRA, TAX FREE.

10 Questions to Ask Before Choosing a Gold IRA Company

How long does it take for my Gold IRA/401k Rollover to process?

Your Gold IRA/401k should not take more than 2 days to process. The companies that offer simple online application forms will be able to process your ‘paperwork’ more efficiently than those who are still using paper and ink.

Are you experts in Gold IRA’s?

Many companies are bulk dealers in Gold and other precious metals. The IRA’s are often just a small portion of their business. Why not go with a company who focuses on Gold IRA’s exclusively? You are almost guaranteed to get personal service this way. For such an important (and large) transaction, choose someone who you feel good about and can build a rapport with.

Do they charge a premium over spot price for the Gold?

It’s very common for Gold IRA companies to charge a premium on the precious metals that will be included in your stash. You can often read complaints on ripoffreport.com or BBB about how the person was charged ‘10%,20%,30% over spot’. We advise you to keep updated on the current trends in Gold prices to verify that you are getting a fair deal on your metals at the time of purchase. Make sure that the price is locked in so that are no surprises!

What are the fees? Are they flat or scaling?

Some companies charge flat fees, no matter how much Gold you hold. The fees cover administrative, setup and storage costs on an annual basis. Other companies charge scaling fees – meaning you will be charged a % based on how much Gold is being stored. Also, in some cases, we have seen some companies waive the fees completely for the first year, just to get you going.

What do past clients say?

With the internet, there is so much information out there. You can paint a pretty clear picture of how reputable, trustworthy and experienced a company is just by reading reviews, testimonials and complaints. If you find even 1 complaint on a company, it might not be worth the risk. The next complaint could come from you! Do your research, check Trustlink, Consumer Affairs, the ripoffreport, BBB. You can always just refer to our chart above, we’ve done this for you.

What kind of storage do you offer?

Will your gold be held in segregated or commingled storage? Basically, will my Gold be kept with other peoples Gold, or separately?

How long have you been dealing with Gold IRA’s?

What you want is a company (actually, the people behind the company) to have pedigree in the industry in which they claim to be experts in. Find out how long they have been dealing in precious metals…or more importantly, Gold IRA’s.

What is the delivery time when I request my Gold?

You should know when you will get your Gold should you request it. If it takes more than 7 business days, we would consider that unacceptable.

Will you buyback my Gold when I want to cash out?

When you want to liquidate your holdings for cold-hard-cash, what are you going to do? Sell them on eBay? No. You probably don’t want to do anything, you just want the money. Ask the company if they will buy them back from you. this is called a buyback. You just sit back and wait for the check in the mail. It should be that simple.

Can I apply online?

So you want to apply for your Gold IRA…how do you do it? Does the company mail or fax the paperwork to you? That is fine, but you’re probably reading this on a computer or phone, wouldn’t it be great to apply right now? Some companies offer online applications, while others don’t seem to. Ask about this. It will also give you some insight as to how modern or outdated their operations truly are. I would go with the modern methods, as you will be able to track the progress of your application easier and not have to worry about your file sitting on someones desk.

Frequently Asked Questions (FAQ)

I already have an IRA, can I rollover or transfer my existing IRA/401k to a self-directed precious metals IRA?

Yes, absolutely. a ‘rollover’ is an ideal way to purchase gold and other precious metals because of the tax savings. A self directed IRA custodian can help you do a rollover or transfer your existing IRA into a ‘Gold IRA’. For a list of our top rated Gold IRA companies, see our list and reviews here.

How long will it take to rollover my existing IRA/401k?

This will vary based on which company you choose to do the Gold IRA rollover with. It would be best to clarify this by calling different companies. For our top rated Gold IRA company, see our list and reviews here.

I’m doing a rollover using my 401k funds, how much time do I have to deposit them into my new Gold IRA?

With a 401k rollover, generally your money is paid to you directly. You have 60 days once you have the funds to transfer them into your self-directed IRA (SDIRA). If you fail to do so, it is considered a withdrawal and there could be tax implications and penalties.

I don’t want to put ALL of my funds into Precious Metals, what should I do?

You are allowed to have more than one IRA account. You can choose to allocate any amount you please towards physical precious metals. Gold IRA companies have there own policies and minimums. See our list of companies to compare their requirements.

How long does it take for my Precious Metals to physically be in my Gold IRA account?

Once your SDIRA account is funded and your precious metals are ordered, the metals will usually ship out from within 1-5 business days. This completely depends on which company you choose to handle your SDIRA however. It’s a good question to ask.

Are my Precious Metals safe in an IRS approved depository?

Yes, absolutely. Much safer than at home! Your precious metals are fully insured at metals depositories. This is what they do.

It’s even possible to store your precious metals outside of the USA (Canada for example). Why would you want your gold outside of your own country? In 1933, the US government demanded that every citizen turn in there gold holdings as the government did not have enough of their own. The ‘Executive Order 6102‘ required all persons to turn in their gold on or before May 1, 1933. The order forbid the hoarding of gold coin, gold bullion, and gold certificates within the continental United States. The effect of the order, in conjunction with the statute under which it was issued, was to criminalize the possession of monetary gold by any individ
ual, partnership, association or corporation. The gold confiscation was believed by some to be a bailout of the privately-controlled Federal Reserve Bank.

*Note: If you just want to buy gold and keep it in your house or bank deposit box, that is always an option – this would simply happen outside of an IRA Rollover or Transfer. IRA funds cannot be used in that case.

How do I know my Precious Metals actually exist?

Depositories provide up-to-date accounting and reporting with online portals to check on your precious metals; Like another bank account. Only with your gold, it’s physically there, not just a number on a screen.

The best storage is ‘segregated’ and not ‘commingled’. Segregated meaning your metals are kept in their own space with your name on them, separated from other peoples metals. Since the metals in the depository belong to you, you should be able to schedule a visit to see and touch your stash within the safety of that depository, without taking the distribution/withdrawal and suffer the tax implications.

What are the tax benefits of purchasing Precious Metals through an IRA?

Rather than using after-tax dollars to purchase precious metals, a rollover involves using pre-tax funds to make the purchase.

If you were to take a distribution of your IRA funds, pay the penalties and taxes, then decide to buy gold with your net proceeds, your buying power would be significantly less. This is the IRS ‘loophole’ that is mentioned for Gold IRAs; the ability to buy gold with your gross funds rather than net funds

I want to keep my Precious Metals in my house/bank, is this possible?

There are companies that offer Home Storage Gold IRA programs. However, we would not recommend this. IRS rules for precious metals IRAs state that the precious metals must be shipped to an approved IRA depository.

Otherwise, it would be considered a distribution and have tax implications. The depository holds your precious metals until the time you want to sell or take physical possession of them.

*Note: If you just want to buy gold and keep it in your house or bank deposit box, that is always an option – this would simply happen outside of a IRA Rollover or Transfer. IRA funds cannot be used.

When can I take possession of my Precious Metals?

Anytime you want. However, this is considered a distribution and there will be taxes/penalties to pay.

What are the fees involved with a Precious Metals IRA?

This all depends on which company you choose to do your rollover. The size, precious metals and storage type will affect the fees for you as well.

Some companies will pay the fees for you, to gain a competitive advantage (this does not mean that there are no fees involved in storing your precious metals – it’s just a matter of who is going to pay them for you or not). Most Gold IRA companies don’t clearly disclose there fees. Fee structures are often difficult to find, take a look at our Gold IRA company list for more information about fees for each company on our list.

 How to Open Up or Rollover to a Gold IRA

Starting a Gold IRA is pretty simple. You can either rollover a current IRA, or you can convert a 401k, Roth IRA, SEP, 403b, TSP, Annuity or Pension Plan.

It’s unlikely that your current employer, will allow you to transfer funds into a Gold IRA plan. However, after you’ve transitioned out of your job, you can have control of those retirement funds without penalty, all while maintaining tax-deferred status. That is the key.

To invest in a Gold IRA, an expert advisor will walk you through the paperwork, then guide you through the metals choosing process and selecting a depository.

Get started: our #1 pick that we recommend is Noble Gold Investments. The Noble Gold founders have completed over $200 Million in precious metal transactions and have over 20 years of combined experience. Noble Gold full review.

Steps to open your Gold IRA

1. Open Your Account

Fill out a short online application at noblegoldinvestments.com. You can also request an application by mail, email or fax. When the application is finished, they will take it from there. Then you will be linked up with a Gold IRA custodian.

2. Transfer Your Funds

Noble will work directly with your IRA custodian to rollover assets of your 401k or IRA into your new Gold IRA.

3. Choose Your Metals

Choose the IRA approved precious metals you would like to add to your Gold IRA account and they will ship them to their preferred IRS approved depository where your metals will be secured and insured. Noble will pay your first year of fees!

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General Rules for a Precious Metals IRA

Rule 1 : Gold, silver, platinum and palladium are required by the IRS to meet these standards of purity and fineness:

• Gold .995%
• Silver .999%
• Platinum .9995%
• Palladium .9995%

Rule 2: IRA held Precious metals must be stored in an insured 3rd party depository.

Rule 3 Precious metals IRA’s are subject to the same tax laws of traditional, Roth, SEP or Simple IRA plans.

Eligible accounts for Rollover into a Gold IRA

• Roth IRA
• Traditional IRA
• SEP
• 401(k)
• 403(b)
• TSP (Thrift Savings Plans)
• Some annuities
• Pension plans

See our Quick IRA Checklist for more detailed information about your IRA limits and allowances.

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What the 1% are saying about Gold

With the looming election in November, financial market experts are saying to avoid paper backed investments. Check out what Bill Gross, the successful bond manager who runs the $1.5 billion Janus Global Unconstrained Bond Fund, says about the future of the stock market and inflatable assets:

Bill Gross

“Banks, insurance companies, pension funds and Mom and Pop on Main Street are stripped of their ability to pay for future debts and retirement benefits,” he said. “Central banks seem oblivious to this dark side of low interest rates. If maintained for too long, the real economy itself is affected as expected income fails to materialize and investment spending stagnates.”

“I don’t like bonds; I don’t like most stocks; I don’t like private equity. Real assets such as land, gold, and tangible plant and equipment at a discount are favored asset categories.” from Fortune   magazine in July.

Marc Faber

While Marc Faber isn’t bearish on global stocks, the Swiss investor is looking to other areas of the market for a place to make money: Gold and U.S. government debt.“[Gold] has been a very good investment since 1999,” Faber told the FOX Business Network’s Trish Regan. “[It’s] much better than the S&P 500 and much better than tech stocks in the U.S. Certainly over the last six months nobody can accuse me of having been wrong to buy gold.”

Faber, who is the publisher of “The Boom, Gloom & Doom Report,” also recommended buying Treasury bonds, despite a recent plunge in the yield after last week’s Brexit vote. He also said he is certain there will be more quantitative easing from the Federal Reserve, in part due to the U.S. presidential election.

“Both candidates for the presidency will increase the deficit meaningfully,” he remarked. “And that will require the Fed to buy more paper that is issued by the Treasury.” He added, “in the long run, most governments in the Western world, if they had to account like a corporation, would be bankrupt. And so more money printing will become a necessity.”

Jim Rogers

Jim Rogers Talks Markets: A Recession Is About To Hit “Corporate earnings are down in the United States for the last 3 quarters. The recession, it is starting, it is in place. Most stock markets around the world are down, most stocks in the United States are down. If central banks were not printing so much money, everything would be down.” – said Jim Rogers.

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Featured IRA Approved Precious Metals

American Gold Eagle

Silver American Eagle

‘The American Silver Eagle is the official silver bullion coin of the United States. It was first released by the United States Mint on November 24, 1986. It is struck only in the one-troy ounce size, which has a nominal face value of one dollar and is guaranteed to contain one troy ounce of 99.9% pure silver.’

American Platinum Eagle

‘The American Platinum Eagle is the official platinum bullion coin of the United States. In 1995, Director of the United States Mint Philip N. Diehl, American Numismatic Association President David L. Ganz, and Platinum Guild International Executive Director Jacques Luben began the legislative process of creating the Platinum Eagle. After over two years of work, the coins were first released by the United States Mint in 1997.’

Canadian Palladium Maple Leaf

We hope that you have found our list of the top rated Gold IRA companies useful. Once again, thank you for visiting and please check back often as new information is added frequently! – One Percenter