BEST GOLD IRA REVIEWS

800-648-5898

Augusta Precious Metals

Overall Best Gold IRA Company

✓ Easy setup Gold IRA

✓ Transparent pricing

✓Top reputation

✓ Lowest fees

Augusta Precious Metals is one of the most trustworthy and reputable Gold IRA companies. For those who appreciate family owned and operated businesses, and who are looking for a personal touch, price transparency, and customization to their gold investment, Augusta Precious Metals is our top choice.

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A+ Rating ⭐⭐⭐⭐⭐ 30 Reviews

BBB

BCA

AAA Rating ⭐⭐⭐⭐⭐

Google

⭐⭐⭐⭐⭐ 62 Reviews

Trustlink

⭐⭐⭐⭐⭐ 248 Reviews

Minimum Investment: $25,000 for IRA

Annual Fees: $260

Years in Business: 13+

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American Gold Eagle Coins gold ira company — American Gold Eagle Coins

Goldco Precious Metals

Gold IRA Experts

✓ White glove customer service

✓ Low annual Fees

✓Customers love them

Goldco helps its customers protect their current retirement savings by transferring existing retirement accounts over to gold and silver IRAs. They’re a privately held firm that specializes in wealth and asset protection.

They’ve been in business since 2011 helping clients safely prepare for retirement through precious metal IRAs.

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BBB: A+ Rating, 30 Reviews
BCA: ⭐⭐⭐⭐⭐ AAA Rating
Google: 4.8 ⭐⭐⭐⭐⭐ 193 Reviews
Trustlink: ⭐⭐⭐⭐⭐ 125 Reviews
Minimum Investment: $10,000
Annual Fees: Waived after $50,000
Years in Business: 17+

800-355-2116

Birch Gold Group

Great Service

Good online education
High level of service
Lengthy experience

Birch Gold Group has helped thousands of Americans move their IRA, 401(k) and other tax-advantaged retirement accounts out of stocks, bonds and mutual funds and into IRAs backed by physical gold and silver. It’s for this reason that they pride themselves on being Gold IRA Specialists.

BBB: A+ Rating, 1 Complaint
BCA: BBB Rating ☆☆☆☆☆
Google: N/A
Trustlink: ⭐☆☆☆☆ 1 Review
Minimum Investment: Unlisted
Annual Fees: Variable
Years in Business: 45+

Webite

800-880-4653

Blanchard Gold

Most Experienced

45+ Years of experience

For those who appreciate a storied history in the gold industry, Blanchard Gold is 2nd to none with 450,000 customers served to date. Blanchard is in the upper-middle of the best Gold IRA company reviews.

BBB: F Rating, 3 Complaints
BCA: ☆☆☆☆☆ AAA Rating
Google: N/A
Trustlink: ⭐⭐⭐⭐⭐ 3 Reviews
Minimum Investment: No Minimum
Annual Fees: Variable
Years in Business: 5+

888-319-8166

GoldSilver

GoldSilver is in the middle of the best Gold IRA companies review ranking due to customer complaints across multiple BBB accounts and a lack of Precious Metals IRA focus. GoldSilver BBB Complaints have disappeared since last update. Read the full review to see the deleted complaints.

BBB: A+ Rating, 1 Complaint
BCA: ⭐⭐⭐☆☆ A Rating
Google: N/A
Trustlink: ⭐⭐⭐⭐☆ 40 Reviews
Minimum Investment: Unlisted
Annual Fees: Variable
Years in Business: 46+

800-444-8317

Monex Precious Metals

Monex Precious Metals is towards the bottom of the best Gold IRA companies review ranking due to older customer BBB complaints. Monex BBB Complaints have seemed disappeared since last update. Read the full review to see the deleted complaints.

BBB: A+ Rating, 17 Complaints
BCA: ⭐⭐⭐⭐⭐ AAA Rating
Google: N/A
Trustlink: ⭐⭐⭐⭐☆ 67 Reviews
Minimum Investment: $10,000
Annual Fees: Variable
Years in Business: 12+

888-661-7846

Rosland Capital

Monex Precious Metals is towards the bottom of the best Gold IRA company reviews rankings due to older customer BBB complaints. Monex BBB Complaints have seemed disappeared since last update. Read the full review to see the deleted complaints.

BBB: A+ Rating, 27 Complaints
BCA: ⭐⭐☆☆☆ CCC Rating
Google: N/A
Trustlink: ⭐⭐⭐⭐⭐ 2 Reviews
Minimum Investment: No minimum
Annual Fees: Variable
Years in Business: 20+

800-375-9006

Apmex

Apmex is near the bottom of the best Gold IRA company reviews ranking due to a tarnished reputation based on poor customer reviews and a lack of Precious Metals IRA focus.

BBB: A+ Rating, 33 Complaints
BCA: ⭐⭐⭐⭐⭐ AAA Rating
Google: N/A
Trustlink: ⭐⭐⭐⭐☆ 324 Reviews
Minimum Investment: Unlisted
Annual Fees: Variable
Years in Business: 23+

800-576-9355

Lear Capital

We have chosen to put Lear towards the bottom of the best Gold IRA company reviews ranking due to a tarnished reputation based on BBB customer complaints regarding upselling and bait and switch tactics. They do a good job of resolving issues, but there are some complaints that don’t seem to have a clear resolution.

BBB: A+ Rating, 93 Complaints
BCA: ☆☆☆☆☆ F Rating
Google: N/A
Trustlink: ☆☆☆☆☆ 0 Reviews
Minimum Investment: No Minimum
Annual Fees: Variable
Years in Business: 8+

800-576-9355

JM Bullion

JM Bullion is towards the bottom of the best Gold IRA companies review ranking due to a severely tarnished reputation based on scathing customer complaints and a lack of clear and obvious Precious Metals IRA focus.

*JM Bullion BBB account has been deleted since last update. Read full review for some complaints.

The One Percent would like to congratulate you on taking a vested interest in finding the best Gold IRA to secure your alternative retirement investment.

If you are not familiar with what a Precious Metals IRA (also often referred to as a Gold IRA) is, continue reading below.

If you’ve been searching for ways to protect your wealth and retirement in today’s uncertain economic times, you have come to the right place. Like many ultra high net-worth individuals, world banks and governments, we believe that Gold and other Precious Metals are one of the best investments you can make today as part of a well diversified portfolio.

We launched this section of our website to highlight the fact that one of the safest and most efficient ways Americans can invest in physical precious metals is to convert part of their IRA, 401k, Annuity or other retirement plans to a physical gold backed IRA….TAX FREE (often called a Gold IRA rollover).

How We Made Our Reviews

We’ve researched customer testimonials, reviews and complaints for each Gold IRA company and organized our findings into this one page.

BBB Trustlink BCA RipOffReport Annual Fees Google Expertise Minimum Investment IRA Friendly Customer Service Storage Years in Business

We Did The Research For You

Searching

We searched for as many Gold IRA companies that we could find. We started with companies that have been in business the longest. Why trust your retirement to a company that hasn’t been around for long?

Studied

We studied their materials online and their free Gold IRA ebooks and looked for important information regarding their service, fees, and storage.

Feedback

We looked at customer reviews across the internet from Google, Trustlink, BBB, BCA, RipOffReport and even Yelp! In some cases, there are very specific complaints alleged against companies on these platforms.

Credentials

We checked to see if the companies are accredited and in good standing with 3rd party business trust associations like the BBB and BCA.

What You Need to Know About Gold IRAs

We looked at over 20 well-known Gold IRA companies in order to find the top 10. We read their websites, marketing materials, gold kits, reviews, complaints, and used our knowledge about the industry to form this list.

In this carefully researched guide, you’ll learn what a Gold IRA is, and how you can add precious metals to your retirement portfolio. Our hope is that by the time you get to the bottom of the page, you will be equipped with enough knowledge to form an educated decision on whether or not a Gold IRA is the right investment decision for you.

Gold IRA Quick Tips

Only buy IRS approved precious metals, you can find a list here
Pick an IRS approved depository to store your metals
Avoid bleeding money with high fees by picking a Gold IRA company that offers low or no fees
Understand the spot price of precious metals and how much over spot you’re paying
Get a few Gold IRA starter kits before picking a company, here are some below ☟

Why You Should Invest In Gold

Gold is incredibly rare – very little supply & surging demand
During periods of great fear, people run to what they feel is safe (gold & silver)
Government debt is spiraling out of control (over $19 trillion)
Financial experts are predicting a massive correction in the stock market
It provides the flexibility and liquidity that other tangible investments can’t offer
Silver and Gold are currently undervalued (Gold is approximately 30% lower than its all time high price and Silver is around 60% lower)
Russia and China are continuing to increase their gold reserves (preparing for US Dollar debasement)

“Anyone who gets educated and takes action, will have massive amounts of wealth transferred towards them instead of away from them” – One Percent Finance

Gold is a Method of Wealth Preservation

We believe in the timeless strength and beauty of gold and silver as a method of wealth preservation for 3 simple reasons:

Protection

Gold is a physical & tangible asset that cannot be created by man or printed by the government.

Liquidity

Gold is recognized as a currency worldwide and can be converted to any cash currency quickly.

Diversification

Reduce the overall risk of your retirement portfolio with this tangible asset and protect yourself against inflation.

How Rare is Gold?

If you could gather all the gold mined in history, melt it down, and pour it into one giant cube, it would measure only about 21 Meters across.

Source: BBC News

That’s all the gold owned by every government on earth, plus all the gold in private hands, all the gold in rings, necklaces, chains, and gold art.
That’s all the gold used in tooth fillings, in electronics, in coins and bars.
It’s everything that exists above ground now, or since man learned to extract the metal from the earth.
All of it can fit into one Olympic sized swimming pool. it would weigh about 91,000 tons — less than the amount of steel made around the world in an hour.

What is a Gold IRA?

A Gold IRA is very similar to a traditional IRA (Individual Retirement Account) that provides you with certain tax advantages. The main differences are that it is self-directed, and it allows ownership of physical precious metals.

With a Gold IRA, your retirement funds are no longer limited to paper-backed assets such as mutual funds, stocks or bonds. You’re investing in gold itself.

How does a Gold IRA work?

When you’re looking to get a gold IRA, usually you go through a specialized firm, like the companies reviewed on this page. These companies source IRA approved precious metals, purchase them on your behalf, using funds that are held in custody. This is so that you are not buying the gold and silver yourself using withdrawn funds, which would cause tax liabilities. Here are the steps you can expect to encounter when you’re going through the process with any company:

Fund your gold IRA account: These specialized gold IRA companies usually have minimum investment amounts. Otherwise, the time it takes might not be worth it on a small transaction, as their margins can be small. Expect minimums to be between $10,000-$50,000. Luckily we’ve listed a lot of this information for you. If you were to fund the account in a more traditional way, with either pre or post tax moneys, the 2020 annual contribution limit is $6,000-$7,000 depending on your age. Some have more cash sitting in a 401k or existing IRA that they would like to use. You can do a 401k to gold rollover in this case, allowing you a larger amount of funds to ‘roll’ into gold. Get more information on IRS contribution limits here.

Don’t forget the fees: These gold IRA companies are in the business of making commissions on the precious metals that they buy for your IRA. Expect to pay around 3%-5% above the spot price for your metal. It’s similar to how a real estate agent makes a commission, usually 3%, when they represent a buyer or sell a house. Again, similar to buying a house, there are some other fees you can expect to pay:
- Admin or Initial Setup fees: The first time account setup fee is a one-time fee for processing paperwork and getting you setup with your new Gold IRA account. This fee will be between $50-$90.
- Depository fees: Storing your gold takes physical space in government approved location. It’s like a storage facility with heightened security, insurance and monitoring. The fees associated with storing your gold in one of these depositories are around $100-$300 annually. This can add up, so find the lowest fees.
- Annual fees: Gold IRA companies charge a yearly custodian fee. This is to maintain your account in good standing. Annual fees range from $0-$300. Some companies waive fees for a lifetime if you hit a certain minimum. Some will waive the first year as a promotion. It’s good to ask about these to see if you qualify. It could save you a lot of money in the long run.
Withdraw when ready: When you reach 72 (or if your are 70 ½ years old on or after January 1, 2020), you take required minimum distributions (RMD) on your IRA account. This means you must withdraw from your IRA every year. You can read more about the timing and penalties here.

How to Start a Gold IRA

Starting a Gold IRA is pretty simple. You can either rollover a current IRA, or you can convert a 401k, Roth IRA, SEP, 403b, TSP, Annuity or Pension Plan.

It’s unlikely that your current employer, will allow you to transfer funds into a Gold IRA plan. However, after you’ve transitioned out of your job, you can have control of those retirement funds without penalty, all while maintaining tax-deferred status. That is the key.

To invest in a Gold IRA, an expert advisor will walk you through the paperwork, then guide you through the metals choosing process and selecting a depository.

Time Needed:

30 Minutes

Cost:

Setup fees from $0 – $250

USD

Required Items:

– A computer

– A phone

– A email

Things Needed:

– Account information for your pre-existing 401k, Roth IRA, Traditional IRA, SEP, TSP, 403b, Annuities, Pension Plans

Steps to Open a Gold IRA:

General Rules for a Gold IRA

Follow these 3 simple rules

IRS Approved Metals

Gold, silver, platinum and palladium are required by the IRS to meet certain standards of purity and fineness: Gold .995%, Silver .999%, Platinum .9995%, Palladium .9995%

Storage

IRA held Precious Metals must be stored in an insured 3rd party depository.

Taxes

Precious Metals IRA’s are subject to the same tax laws of traditional, Roth, SEP or Simple IRA plans.

Why is a Gold IRA Rollover better than buying Gold the old fashioned way?

While most savvy investors understand the benefits of investing in precious metals like gold, silver, platinum and palladium, not everyone has tens of thousands of dollars sitting around in cash that would allow them to buy it directly.

Even if you did have large sums of cash ready to buy gold with from a dealer, that’s after-tax money; your net capital that’s left after the tax man gets his cut of your gross income. That’s why the Gold IRA has become very popular.

Many people do have a larger amount of investable funds in their IRA or 401k. You can rollover your funds into a Gold IRA, TAX FREE.

Now investors can add or rollover gold, silver and other precious metals directly into a precious metals IRA. Such accounts are ideal for first-time investors seeking the security of physical gold and silver, as well as investors with existing retirement accounts, including IRAs, 401(k), 403(b) plans.

While such retirement accounts once included only stocks, bonds, and money-backed assets such as U.S. Treasury Bills and mortgage-backed securities, now retirement investors can share the security of an IRA account backed by physical gold and other precious metals.

IRA approved gold coins gold ira company

Precious metal IRAs in gold, silver, platinum and more have become a key way for those on the road toward retirement to diversify their assets and reduce the effects of inflation on their retirement savings.

Coins and bars approved by the Internal Revenue Service (IRS) must be held in an insured, licensed depository for safekeeping, then can be taken home based on federal rules for withdrawal.

Get started: our Best Gold IRA company that we recommend is Augusta Precious Metals. Commitment to service sets Augusta apart from other precious metals companies. Every member of the Augusta team – from CEO to receptionist – is dedicated to helping retirement savers realize their dream of financial independence. Read our Augusta Precious Metals full review.

Questions to Ask Gold IRA Companies

Does the Gold investment company specialize in Gold IRA’s?
- Many companies are bulk dealers in Gold and other precious metals. The IRA’s are often just a small portion of their business. Why not go with a company who focuses on Gold IRA’s exclusively? You are almost guaranteed to get personal service this way.

What is the premium over spot price for Gold?
- It’s very common for Gold IRA companies to charge a premium on the precious metals that will be included in your investment portfolio. You can often read complaints on ripoffreport.com or BBB about how the person was charged ’10%, 20 %, 30% over spot‘.
- We advise you to keep updated on the current trends in Gold prices to verify that you are getting a fair deal on your metals at the time of purchase. Make sure that the price is locked in so that are no surprises!
- Obviously, the lowest spot price is best, but it’s only one factor when choosing which Gold IRA company to trust with your hard earned nest-egg.
- Risk Disclosure: It is important to understand that all investments come with risk. Gold IRAs can have the same risks that any other investment has. The price of gold can be volatile and can go up and down.

Will they buyback the gold when it’s time to cash out your Gold IRA?
- When you want to liquidate your holdings for cold-hard-cash, what are you going to do? Sell them on eBay? No. You probably don’t want to do anything, you just want the money.
- Ask the company if they will buy them back from you. this is called a buyback. You just sit back and wait for the check in the mail. It should be that simple. Different companies offer different buyback offers, so do your best to get the best deal for your stash.

What are the Gold IRA fees?
- Some companies charge flat fees, no matter how much Gold you hold in your IRA. The fees cover administrative, setup and storage costs on an annual basis. Other companies charge scaling fees – meaning you will be charged a % based on how much Gold is being stored.
- Also, we have seen some companies waive the fees completely for the first year, or forever if you meet their minimum requirements.

What do past Gold IRA clients say?
- With the internet, there is so much information out there. You can paint a pretty clear picture of how reputable, trustworthy and experienced a company is just by reading reviews, testimonials and complaints. If you find even 1 complaint on a company, it might not be worth the risk.
- The next complaint could come from you! Do your research, check reputable online sources like the Better Business Bureau. You can always just refer to our chart above, we’ve done this for you.

How long have the been in the Gold IRA business?
- What you want is a company (actually, the people behind the company) to have pedigree in the industry in which they claim to be experts in. Find out how long they have been dealing in precious metals…or more importantly, Gold IRA’s.

How long does it take to receive my Gold?
- You should know when you will get your Gold should you request it. If it takes more than 7 business days, we would consider that unacceptable.

How long does it take for a 401K or IRA to rollover to a Gold IRA?
- Your Gold IRA/401k should not take more than 2-3 days to process. The companies that offer simple online application forms will be able to process your ‘paperwork’ more efficiently than those who are still using paper and ink.

Can I apply for a Gold IRA online?
- So you want to apply for your Gold IRA…how do you do it? Does the company mail or fax the paperwork to you? That is fine, but you’re probably reading this on a computer or phone, wouldn’t it be great to apply right now? Some companies offer online applications, while others don’t seem too. Ask about this.
- It will also give you some insight as to how modern or outdated their operations truly are. I would go with the modern methods, as you will be able to track the progress of your application easier and not have to worry about your file sitting on someones desk.

Frequently Asked Questions about Gold IRAs

What is a Gold IRA?

A Gold IRA is very similar to a traditional IRA (Individual Retirement Account) that provides you with certain tax advantages. The main differences are that it is self-directed, and it allows ownership of physical precious metals.

With a Gold IRA, your retirement funds are no longer limited to paper-backed assets such as mutual funds, stocks or bonds. You’re investing in gold itself.

What is a Gold IRA Rollover?

A Gold IRA Rollover involves an existing retirement plan, such as a 401k from your employer, that you can ‘roll’ into another IRA when you leave to take a different job. Under certain conditions, a Gold IRA Rollover is possible:

1. Your employer provided retirement plan is changed
2. Your employer provided retirement changes their custodian
3. You quit your job

Is a Gold IRA a good investment?

Gold IRAs are for investors who want to diversify their retirement portfolio. Generally speaking, gold prices move in the opposite direction of paper assets (stocks). Therefore, adding a Gold IRA to your investment portfolio adds some insurance against a market correction and inflation.

This diversification reduces exposure to risk over the long term. This makes it a clever addition to investment portfolios like IRAs.

Risk Disclosure: It is important to understand that all investments come with risk. Gold IRAs can have the same risks that any other investment has. The price of gold can be volatile and can go up and down.

Who is the best company to buy Gold from?

This depends on whether you’re looking to buy gold with cash, or rollover funds from your current 401K or IRA. We’ve done the research available on this page specifically for the best Gold IRA company providers, but we encourage you to do your own research.

Interview as many companies that you can before forming your own decision. We recommend requesting and reviewing at least Gold IRA starter kits from at least 3 different companies before you make your decision!

Can I hold physical gold in my IRA?

Yes! This is what is known as a precious metals or Gold IRA. To put IRA funds into gold, you need a self-directed IRA. For a gold IRA, you need a Gold IRA company (broker) to purchase the gold and a custodian to create and admin the account. The custodian will store your physical bullion precious metals.

Precious metals held in an IRA must be stored in an insured third party depository.

Can I convert my IRA to Gold?

Yes, absolutely. a ‘rollover’ is an ideal way to purchase gold and other precious metals because of the tax savings. A self directed IRA custodian can help you do a rollover or transfer your existing IRA into a ‘Gold IRA’. For a list of our top rated Gold IRA companies, scroll up to the top of this page.

How long does it take to transfer my existing 401K or IRA to a Gold IRA?

This will vary based on which company you choose to do the Gold IRA rollover with. It would be best to clarify this by calling different companies.

How much time do I have to deposit my 401K funds into new my Gold IRA?

With a 401k rollover, generally your money is paid to you directly. You have 60 days once you have the funds to transfer them into your self-directed IRA (SDIRA), in this case known as a Gold IRA. If you fail to do so, it is considered a withdrawal and there could be tax implications and penalties.

I don’t want to put all of my funds into a Gold IRA, what should I do?

You are allowed to have more than one IRA account. You can choose to allocate any amount you please towards a mixture of different IRA approved physical precious metals. Gold IRA providers have their own policies and minimums.

How long does it take for my precious metals to physically be in my Gold IRA account?

Once your SDIRA account is funded and your precious metals are ordered, the metals will usually ship out from within 1-5 business days. This completely depends on which company you choose to handle your SDIRA however. It’s a good question to ask.

What are the tax benefits of purchasing Gold through an IRA?

Rather than using after-tax dollars to purchase precious metals, a rollover involves using pre-tax funds to make the purchase. If you were to take a distribution of your IRA funds, pay the penalties and taxes, then decide to buy gold with your net proceeds, your buying power would be significantly less. This is the IRS ‘loophole’ that is mentioned for Gold IRAs; the ability to buy gold with your gross funds rather than net funds

What are the fees involved with a Gold IRA?

This all depends on which company you choose to do your rollover. The size, precious metals and storage type will affect the fees for you as well. Some companies will pay the fees for you, to gain a competitive advantage (this does not mean that there are no fees involved in storing your precious metals – it’s just a matter of who is going to pay them for you or not).

Most Gold IRA companies don’t clearly disclose their fees. Fee structures are often difficult to find.

Is my Gold safe in an IRS approved depository?

Yes, absolutely. Much safer than at home! Your precious metals are fully insured at metals depositories. This is what they do. It’s even possible to store your precious metals outside of the USA (Canada for example). Why would you want your gold outside of your own country?

In 1933, the US government demanded that every citizen turn in there gold holdings as the government did not have enough of their own. The Executive Order 6102 required all persons to turn in their gold on or before May 1, 1933. The order forbid the hoarding of gold coin, gold bullion, and gold certificates within the continental United States.

The effect of the order, in conjunction with the statute under which it was issued, was to criminalize the possession of monetary gold by any individual, partnership, association or corporation. The gold confiscation was believed by some to be a bailout of the privately-controlled Federal Reserve Bank.

How do I know my Gold actually exists in the depository?

Depositories provide up-to-date accounting and reporting with online portals to check on your precious metals; Like another bank account. Only with your gold, it’s physically there, not just a number on a screen.

The best storage is ‘segregated’ and not ‘commingled’. Segregated meaning your metals are kept in their own space with your name on them, separated from other peoples metals.

Since the metals in the depository belong to you, you should be able to schedule a visit to see and touch your stash within the safety of that depository, without taking the distribution/withdrawal and suffer the tax implications.

Can I store my Gold IRA at home?

There are companies that offer Home Storage Gold IRA programs. However, we would not recommend this. IRS rules for precious metals IRAs state that the precious metals must be shipped to an approved IRA depository. Otherwise, it would be considered a distribution and have tax implications. The depository holds your precious metals until the time you want to sell or take physical possession of them.

If you just want to buy gold and keep it in your house or bank deposit box, that is always an option – this would simply happen outside of a IRA Rollover or Transfer. Or you would have to work with a company that offers a Home Storage IRA solution if it’s something that you insist on doing.

When can I take possession of my Gold IRA holdings?

Anytime you want. However, this is considered a distribution and there will be taxes/penalties to pay.

How is Gold taxed in an IRA?

Precious metals IRA’s are regulated by the same tax laws and restrictions of traditional, Roth, SEP or Simple IRA plans.

How much gold should you have in your portfolio?

A general rule of thumb is to have between 5% to 10% of your portfolio in Gold. Depending on your risk tolerance, you might want a smaller or bigger percentage of gold in your investment portfolio. Consult a professional investment advisor to get an understanding of what amount of Gold diversification would work best for you.

What is IRA approved Gold?

To qualify to be held within a precious metals IRA, gold, silver, platinum and palladium are required by the IRS to meet certain standards of purity and fineness:
· Gold .995%
· Silver .999%
· Platinum .9995%
· Palladium .9995%

See our full list of IRA approved precious metals here.

Which IRA accounts allow Gold?

If you have a 401(k), 403(b) retirement plan for public workers or employees of a tax-exempt organization, 457 deferred compensation plan, pension plan, thrift savings plan (TSP) , TIAA, CREF, or non-traditional IRA, you may qualify.

Who qualifies for a Gold IRA?

Anyone under age 70 1⁄2 is eligible for a precious metals IRA containing gold, silver or other metals.

When will I be eligible for distributions from my Gold IRA?

At age of 59 1/2, the beneficiary of a precious metals IRA may begin receiving penalty-free distributions from their account. Meanwhile, asset owners can look in on their metals at any time.

How can I receive distributions from my Gold IRA?

You can receive distributions from your precious metals IRA in the form of physical gold, silver, platinum or palladium, depending on what metals are in your account. You can also convert your precious metals into cash.

Gold IRA companies usually offer buyback programs that enable you to cash out when you want to liquidate your precious metals holdings. Look for companies that offer the best buyback value, to maximize your distribution.

Eligible Accounts for a Rollover into a Gold IRA

Roth IRA Traditional IRA SEP TSP

401k 403b Annuities Pension Plans

See our Quick IRA Checklist for more detailed information about your IRA limits and allowances.

What the Wealthy are Saying About Gold Investing

“Banks, insurance companies, pension funds and Mom and Pop on Main Street are stripped of their ability to pay for future debts and retirement benefits,”

“Central banks seem oblivious to this dark side of low interest rates. If maintained for too long, the real economy itself is affected as expected income fails to materialize and investment spending stagnates.”

“I don’t like bonds; I don’t like most stocks; I don’t like private equity. Real assets such as land, gold, and tangible plant and equipment at a discount are favored asset categories.” from Fortune magazine in July. – Bill Gross

“Gold has been a very good investment since 1999,” Faber told the FOX Business Network’s Trish Regan. “[It’s] much better than the S&P 500 and much better than tech stocks in the U.S. Certainly over the last six months nobody can accuse me of having been wrong to buy gold.”

Faber, who is the publisher of “The Boom, Gloom & Doom Report,” also recommended buying Treasury bonds, despite a recent plunge in the yield after last week’s Brexit vote. He also said he is certain there will be more quantitative easing from the Federal Reserve, in part due to the U.S. presidential election.

“Both candidates for the presidency will increase the deficit meaningfully,” he remarked. “And that will require the Fed to buy more paper that is issued by the Treasury.” He added, “in the long run, most governments in the Western world, if they had to account like a corporation, would be bankrupt. And so more money printing will become a necessity.” – Marc Faber

Jim Rogers Talks Markets: A Recession Is About To Hit

“Corporate earnings are down in the United States for the last 3 quarters. The recession, it is starting, it is in place. Most stock markets around the world are down, most stocks in the United States are down. If central banks were not printing so much money, everything would be down.” – Jim Rogers

Featured IRA Approved Precious Metals

American Gold Eagle

The American gold eagle is an official gold bullion coin of the United States. Authorized under the Gold Bullion Coin Act of 1985, it was first released by the United States Mint in 1986. Since its introduction, the Gold American Eagle coin has been in high demand every year. The modern Gold Eagles are a whisper of history as they showcase the design that made its first appearance on American Gold coins in 1907.

American Silver Eagle

The American Silver Eagle is the official silver bullion coin of the United States. It was first released by the United States Mint on November 24, 1986. It is struck only in the one-troy ounce size, which has a nominal face value of one dollar and is guaranteed to contain one troy ounce of 99.9% pure silver.

American Platinum Eagle

The American Platinum Eagle is the official platinum bullion coin of the United States. In 1995, Director of the United States Mint Philip N. Diehl, American Numismatic Association President David L. Ganz, and Platinum Guild International Executive Director Jacques Luben began the legislative process of creating the Platinum Eagle. After over two years of work, the coins were first released by the United States Mint in 1997.

Canadian Palladium Maple Leaf

First minted in Nov. 2005, the Palladium Maple Leaf coin is the latest and first Palladium addition to the Maple Leaf bullion coin series issued by the Royal Canadian Mint. Guaranteed by the Canadian Government for weight, purity and face value, the Palladium Maple Leaf is legal Canadian tender with a face value of 50 Canadian dollars. Moreover, the Palladium Maple Leafs are struck in pure .9995-fine Palladium.

IRA Approved Gold

American Gold Eagle bullion coins
American Gold Eagle proof coins
British Gold Britannia coins (from 2013)
British The Queen’s Beasts (coin)
British gold Shēngxiào Lunar Series (British coin)
Canadian Gold Maple Leaf coins
Austrian Gold Philharmonic coins
Australian Kangaroo/Nugget coins
Chinese Gold Panda coins
American Gold Buffalo uncirculated coins (proofs not allowed)
Gold bars and rounds produced by a NYMEX or COMEX-approved refinery or national government mint, meeting minimum fineness requirements

IRA Approved Silver

American Silver Eagle bullion coins
American Silver Eagle proof coins
British Silver Britannia coins (from 2013)
British The Queen’s Beasts (coin)
British silver Shēngxiào Lunar Series (British coin)
Canadian Silver Maple Leaf coins
Austrian Silver Philharmonic coins
Australian Silver Kookaburra coins
Chinese Silver Panda coins
Mexican Libertad coins
Silver bars and rounds produced by a NYMEX or COMEX-approved refinery or national government mint, meeting minimum fineness requirements

IRA Approved Platinum

American Platinum Eagle coins
American Platinum Eagle proof coins
British The Queen’s Beasts (coin)
Canadian Platinum Maple Leaf coins
Isle of Man Noble coins
Australian Platinum Koala coins
Platinum bars and rounds produced by a NYMEX or COMEX-approved refinery or national government mint, meeting minimum fineness requirements

IRA Approved Palladium

American Palladium Eagle bullion coins
Canadian Palladium Maple Leaf coins
Palladium bars and rounds produced by a NYMEX or COMEX-approved refinery or national government mint, meeting minimum fineness requirements

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