Terms of Service

1. Agreement to Terms

By accessing and using www.onepercentfinance.com (the "Site"), you accept and agree to be bound by and comply with these Terms of Service ("Terms"). If you do not agree to abide by the above, please do not use this service. One Percent Finance ("Company," "we," "us," "our") reserves the right to update these Terms at any time without notice. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on One Percent Finance's Site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modifying or copying the materials
• Using the materials for any commercial purpose or for any public display (commercial or non-commercial)
• Attempting to decompile, reverse engineer, disassemble, or otherwise reverse engineering any software contained on the Site
• Removing any copyright or other proprietary notations from the materials
• Transferring the materials to another person or "mirroring" the materials on any other server
• Violating any applicable laws or regulations in your use of the materials
• Removing or obscuring any advertisements or notices contained in the materials
• Harassing, abusing, or threatening any person or entity on the Site
• Engaging in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
• Attempting to gain unauthorized access to any portion or feature of the Site
• Uploading or transmitting viruses, malware, or any other malicious code

3. Disclaimer of Warranties

The materials on One Percent Finance's Site are provided on an "as is" basis. One Percent Finance makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, One Percent Finance does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Site or otherwise relating to such materials or on any sites linked to this Site.

4. Limitations of Liability

In no event shall One Percent Finance or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on One Percent Finance's Site, even if One Percent Finance or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of Materials

The materials appearing on One Percent Finance's Site could include technical, typographical, or photographic errors. One Percent Finance does not warrant that any of the materials on its Site are accurate, complete, or current. One Percent Finance may make changes to the materials contained on its Site at any time without notice. However, One Percent Finance does not make any commitment to update the materials.

6. Links

One Percent Finance has not reviewed all of the sites linked to its Site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by One Percent Finance of the site. Use of any such linked website is at the user's own risk. If you discover a link that violates these Terms or is otherwise objectionable, please contact us immediately.

7. Modifications

One Percent Finance may revise these Terms of Service for its Site at any time without notice. By using this Site, you are agreeing to be bound by the then current version of these Terms of Service.

8. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

9. User Accounts

If you create an account on our Site, you are responsible for maintaining the confidentiality of your account information and password. You agree to accept responsibility for all activities that occur under your account. You must notify us immediately of any unauthorized uses of your account. We reserve the right to refuse service, terminate accounts, or remove or edit content in our sole discretion.

10. User Content

Any content you submit, post, or display on the Site ("User Content") is done so at your own risk. We do not claim ownership of your User Content; however, by submitting User Content to the Site, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such content in any media or medium and for any purpose. You represent and warrant that you own or have the necessary rights to the User Content you submit.

11. Prohibited Conduct

You agree not to engage in any of the following prohibited conduct:

• Harassing, threatening, intimidating, or abusing any person or entity
• Posting content that is illegal, defamatory, obscene, or objectionable
• Attempting to gain unauthorized access to our systems or networks
• Interfering with or disrupting the normal operation of the Site
• Spamming or sending unsolicited messages
• Violating any applicable laws, regulations, or third-party rights
• Impersonating any person or entity or misrepresenting your affiliation

12. Affiliate Relationships and Compensation

One Percent Finance is an affiliate marketing website. We earn compensation from Gold IRA companies, financial service providers, and other third parties when users click on our affiliate links and complete qualifying transactions. This compensation may influence which products we review, how we present information, and where products appear on our Site. However, our editorial opinions are our own and are not directly influenced by compensation. We disclose our affiliate relationships in accordance with Federal Trade Commission (FTC) guidelines.

13. No Professional Advice

The information provided on One Percent Finance is for educational and informational purposes only and does not constitute professional financial, investment, legal, or tax advice. We are not registered financial advisors, investment advisors, or tax professionals. Before making any financial decisions, including decisions about Gold IRAs, precious metals investments, or retirement planning, you should consult with a qualified financial advisor, investment professional, or tax advisor who understands your individual circumstances.

14. Third-Party Services and Links

Our Site contains links to third-party websites and services, including Gold IRA companies, affiliate partners, and external resources. We are not responsible for the content, accuracy, or practices of these third-party sites. Your use of third-party websites is governed by their own terms of service and privacy policies. We encourage you to review the terms and policies of any third-party site before providing your information or conducting transactions.

15. Indemnification

You agree to indemnify, defend, and hold harmless One Percent Finance, its owners, operators, employees, agents, and successors from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

16. Limitation of Liability

In no event shall One Percent Finance be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, including but not limited to loss of data, loss of profits, loss of business opportunity, or business interruption, even if we have been advised of the possibility of such damages.

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

18. Entire Agreement

These Terms of Service, together with our Privacy Policy and any other policies or agreements posted on the Site, constitute the entire agreement between you and One Percent Finance regarding your use of the Site and supersede all prior and contemporaneous agreements, understandings, and communications.

19. Contact Information

If you have questions about these Terms of Service, please contact us at:

Contact: Use our contact form

© 2026 One Percent Finance. All rights reserved. These Terms of Service are provided for informational purposes. For specific legal advice regarding these terms, please consult with a qualified attorney.